CalABLE accounts can be used for many different disability-related expenses, ranging from education, employment support, housing, transportation, assistive technology and healthcare.

A CalABLE account lets you build up savings that can keep you independent and productive. Some examples of expenses eligible for payment from a CalABLE account include:


  • Tuition for preschool through post-secondary education
  • Books
  • Supplies and educational materials
  • Computers


  • Rent
  • Purchase of primary home
  • Expenses of primary home
  • Mortgage payments
  • Mortgage insurance if required by lender
  • Property taxes
  • Utility charges
  • Home improvement, changes, maintenance and repairs
  • Home modifications


*Money you withdraw for housing expenses may affect your SSI benefits if you do not spend it right away. To avoid any impact to your SSI benefits, be sure to spend housing money within the same calendar month that you make the withdrawal.


  • Use of mass transit
  • Purchase of vehicle
  • Alteration of vehicle
  • Moving expenses
  • Taxis

Employment Support

  • Cost related to gaining and maintaining employment
  • Job-related training
  • Job coach
  • Entrepreneurship
  • Benefits planning

Health, Prevention and Wellness

  • Premiums for health insurance
  • Mental health, medical, vision and dental expenses
  • Habilitation and rehabilitation services
  • Durable medical equipment
  • Therapy
  • Respite care
  • Long-term services and support
  • Nutritional management
  • Personal assistance

Assistive Technology and Personal Support

  • Cost of assistive technology and personal support Communication services and devices
  • Adaptive equipment

Miscellaneous Expenses

  • Financial management and administrative services
  • Legal fees
  • Oversight and monitoring
  • Funeral and burial expenses