Save & invest for the future without affecting public benefits.

Tax-free treatment on earnings and withdrawals to pay for disability-related expenses.

Dante Allen
Dante Allen
Executive Director


With the passage of the federal ABLE Act, millions of Americans with disabilities have been empowered to reach a new level of control when it comes to achieving greater financial security. ABLE accounts are a new savings option that allow individuals, who became disabled before the age of 26, to save and invest in a tax-advantaged account, without jeopardizing their ability to collect SSI.

In the past, individuals with disabilities didn’t have the freedom or flexibility to keep money in their own name, receive an inheritance, or even save to purchase much needed assistive technology. That’s because saving for the future meant the possibility of losing eligibility for programs like SSI or Medi-Cal.

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News &

August 24 9:00AM-1:00PM
2nd Annual African American Conference for Individuals & Families

6203 San Ignacio Ave, Suite 200
San Jose, CA 95119

October 2
CalABLE September Board Meeting @State Treasurers Office

915 Capitol Mall, Room 587, Sacramento, CA 95814

September 25
CalABLE Presentation hosted by My Ears 2 Hear

110 N Sunrise Ave
Roseville, CA 95661

Open an Account

Opening an account is easy
with no paper forms.

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Who Is Eligible?

Individuals with a disability that occurred before age 26 are eligible to open a CalABLE account. If you meet this age of onset requirement, and receive benefits under SSI (Supplemental Security Income) and/or SSDI (Social Security Disability Insurance), you are automatically eligible to open a CalABLE account.

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who is eligible

Plan Benefits

Earnings in your CalABLE account are 100% federal and California state tax-free. Withdrawals to pay for disability-related expenses are also federal and California state tax-free.

The assets in your CalABLE account, up to $100,000, will not affect your ability to receive state and federal benefits such as SSI (Supplemental Security Income) and Medicaid.

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plan benefits

Qualified Expenses

Funds in a CalABLE account can be used for many different disability-related expenses, ranging from education, employment support, housing, transportation, assistive technology and healthcare.

A CalABLE account lets you save for emergency funds that can keep you independent and productive.

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eligible expenses