Dream. Plan. Succeed.

Tax-free treatment on earnings to pay for qualified disability-related expenses.

Portrait of Fiona Ma, California State Treasurer. A woman wearing a blue business suit.
Fiona Ma, CPA
California State Treasurer

Hello. Opening an ABLE account today means you invest in your future without losing benefits.

In the past, the risk of losing public benefits coupled with the high cost of support expenses, limited members of the disability community from building financial security. Until now.

As State Treasurer, I am devoted to ensuring California’s most worthy and vulnerable citizens have the same opportunity to achieve financial stability as those without disabilities. Through CalABLE, we are achieving that vision.

Sign up today for your tax-free treatment on earnings and withdrawals to pay for disability-related expenses, and let us help you dream, plan and succeed in your most ambitious goals.

In peace and friendship,

Fiona Ma, CPA
California State Treasurer


News &

December 13 Board Meeting

915 Capitol Mall,
Room 587,
Sacramento, CA 95814
1:30 PM - 3:30 PM

Open an Account

Opening an account is easy
with no paper forms.

Open an Account Today

Who Is Eligible?

Individuals with a disability that occurred before age 26 are eligible to open a CalABLE account. If you meet this age of onset requirement, and receive benefits under SSI (Supplemental Security Income) and/or SSDI (Social Security Disability Insurance), you are automatically eligible to open a CalABLE account.

Learn more about
who is eligible

Plan Benefits

Earnings in your CalABLE account are 100% federal and California state tax-free. Withdrawals to pay for disability-related expenses are also federal and California state tax-free.

The assets in your CalABLE account, up to $100,000, will not affect your ability to receive state and federal benefits such as SSI (Supplemental Security Income) and Medicaid.

Learn more about
plan benefits

Qualified Expenses

Funds in a CalABLE account can be used for many different disability-related expenses, ranging from education, employment support, housing, transportation, assistive technology and healthcare.

A CalABLE account lets you save for emergency funds that can keep you independent and productive.

Learn more about
eligible expenses

Welcome to your Financial Fitness Center!

Navigating finances can sometimes feel intimidating, but CalABLE has engaged EVERFI to help.

We hope that these tools can help strengthen your understanding in topics such as financial resilience, owning a home, and saving for retirement.


You're leaving CalABLE.ca.gov to go to the EVERFI website.