CalABLE equips you to save for the future without affecting eligibility for public benefits
Since inception, CalABLE is changing the way people with disabilities can plan and save for their financial futures.
See how it works
Members of the disability community shouldn’t have to struggle to build financial security because of the risk of losing public benefits and the high cost of expenses. With CalABLE, you can save for needs and dreams, and afford to live your best life.
Save more than $2,000
Accumulate savings up to $100,000 without the risk of losing federal or state benefits
Grow investments for your future
Earn on investments tax-free when withdrawals are used to pay for qualified expenses
Spend your money anywhere
Pay for qualified expenses directly from your account or with our prepaid debit card
Dream. Plan. Succeed.
With CalABLE, Californians with disabilities are achieving a new level of financial empowerment. In just a short amount of time, CalABLE account holders have saved and invested more than $100 million to improve the quality of their lives. As State Treasurer, I am devoted to ensuring that we continue to extend this opportunity to achieve financial stability to as many people as possible.
I’m pleased to announce that beginning in 2026, newly passed legislation raises the eligibility age from the onset of disability before age 26 to age 46. CalABLE and the Legislative Affairs team are already hard at work to ensure that federal and state law are aligned by the time this change goes into effect.
My team and I are dedicated to ensuring every California citizen has equal opportunity to dream, plan, and succeed. Through CalABLE, we are achieving that vision.
In peace and friendship,
Fiona Ma, CPA
California State Treasurer
For Parents, Guardians and Advocates
You can open an account on behalf of a beneficiary if you are an Authorized Legal Representative.
ABLE to Work
Account owners/beneficiaries who are employed can contribute additional amounts above the $17,000 annual limit.
Meet CalABLE Ambassadors
Learn how CalABLE has changed the lives of CalABLE account holders and their families.
Help your clients open a CalABLE account
Entities, such as non-profits, resource agencies, financial advisors, and others may serve as an Authorized Legal Representative (ALR), and open accounts for their clients.