Organizational Authorized Legal Representatives
ABLE accounts are a life-changing savings opportunity that creates financial freedom and equity for people living with disabilities and allows for management by an Authorized Legal Representative (ALR), when necessary. Taking the step to become an Organizational ALR will allow your organization to offer a new level of support to your clients, providing resources and guidance to help them reach their financial goals.
Organizational ALRs can place funds in the ABLE account to assist in managing asset limits and prevent the suspension of Social Security, Medicaid, and other benefits. Even organizations that serve as Representative Payees as designated by the Social Security Administration can enroll as Organizational ALRs to better help the people they support.
Creating accounts for your clients is easy, and you can set up many accounts at one time. With CalABLE, you can easily manage a client's account, make payments, load a free prepaid debit card, and more. Plus, CalABLE accounts can have up to $100,000 before affecting SSI benefits, which means clients can save more money and your organization does not have to keep assets below the standard $2,000 limit.
Learn more about ABLE accounts and how to serve as an ALR
Registering online is simple
The online registration process for an Organizational ALR consists of:
Information about the Organization and Beneficiary
Multi-Factor Authentication (MFA)
Documentation upload and verification
Information needed to register
To register, you will need to provide information that establishes the ability of your organization to act as an ALR. The key information includes:
About the Organization
Basic Information
Provide formal Organization name, EIN, Organization type, address, contact details, and documentation (varies depending on Organization type)
Controlling Officer Information
Requires a government–issued ID for the Controlling Officer
Beneficial Owner Information
Required only if the Organization is a for–profit business
Agent Assignment Information
Authorize a Primary and/or Secondary Agent to act on behalf of the Organization and provide instructions for the administration of the ABLE accounts; requires a government–issued ID
About the Beneficiary
Basic Information
Identify the beneficiary/account owner
Relationship to the Beneficiary
Identify the organization and the source of their authority to act as ALR (e.g. Power of Attorney, Guardianship, Representative Payee, etc.)
Provide communication preferences
Choose if you want to receive digital or paper statements, forms, and documents
Eligibility Confirmation
Provide the Beneficiary’s diagnosis code as defined by the form and confirm the Beneficiary’s eligibility to have an ABLE account
Learn how your organization can open ABLE accounts
Taking the step to become an Organizational ALR will allow your organization to offer a new level of support to your clients.
Further Documentation
Once you have completed the application and verification, you will need to provide designated documentation to verify your organization.