Search
Young boy in a wheelchair smiling at a mirror

CalABLE Pab Txawb rau Cov Neeg Xiam Oob Qhab Kom Muaj Nyiaj Ruaj Khov thiab Nyob Tau Ywj Pheej 

CalABLE yog dab tsi?

CalABLE yog California qhov kev npaj nqis peev thiab khaws nyiaj cia los ntawm cov nqi se rau cov neeg xiam oob qhab.CalABLE ua rau ib lub xyoos twg cov neeg tau txais nyiaj pab khaws nyiaj tau txog $19,000 rau hauv yim qib hauj lwm,thiab tej kev siv nyiaj uas tsim nyog los ntawm cov nyiaj tau los ntawm cov nyiaj nqis peev ntawd yuav tsis raug them nqi se. Ntxiv rau qhov no, cov neeg tau txais nyiaj pab uas tau txais Cov Nyiaj Txhawb Ntxiv Kom Nyab (Supplemental Security Income, SSI) muaj peev xwm khaws tau nyiaj ntau txog $100,000 thiab tseem tau txais cov nyiaj pab ntawm SSI ib yam nkaus. Tus neeg xiam oob qhab los sis tus neeg sawv cev yuav yog tus los qhib cov as qhauj nyiaj thiab tswj xyuas. Kev muaj tus as qhauj nyiaj ntawm CalABLE, koj muaj peev xwm khaws nyiaj tau tseg rau yam tom ntej thiab npaj kom muaj nyiaj pab lub neej kom nyob tau ywj pheej. 

CalABLE txhawb nqa 

Cov neeg uas xiam oob qhab thiab lawv cov neeg hlub kom muaj ib qho kev npaj, kom khaws tau nyiaj, nqis peev tau, thiab sov siab hlo siv tej nyiaj. Daim Npav ABLE Visa® Prepaid Card ua rau tswv npav siv cov nyiaj tau ntawm txhua lub chaw uas kam lees txais Visa, thiab tswjx xyuas tej kev nqi siv nyiaj, thiab teeb tseg qhov pub siv tau.

CalABLE hloov pauv tau 

Muaj peev xwm mus cuag tau cov nyiaj tau txhua lub sij hawm, thib siv tau rau kev saib xyuas kev noj qab haus huv, kev kawm ntawv, nqi vaj tse, ntoj ncig, tej khoom siv, thiab lwm yam kev siv nyiaj uas tsim nyog.

CalABLE tiv thaiv SSI

Cov neeg txais cov nyiaj pab ntawm SSI ib txwm khaws tau nyiaj ntau txog $2,000 yam tsis muaj kev cuam tshuam dab tsi rau cov nyiaj pab. Txawm li cas los xij, tsoom fwv nom tswv txoj cai pub cov neeg tau txais cov nyiaj pab ntawm SSI khaws nyiaj tau ntau txog $100,000 cia rau hauv CalABLE tus as qhauj nyiaj thaum tseem tsim nyog raug pab. 

CalABLE pab rau ib tug neeg twg uas koom tes

Cov tswv as qhauj nyiaj muaj peev xwm tsim ib ib lub chaw txais nyiaj khoom plig pab es tsev neeg thiab cov phooj ywg thiaj li muab nyiaj pab tso rau hauv online tau yooj yim.

Leej twg thiaj li tsim nyog raug pab rau CalABLE?

Cov neeg uas tsim nyog raug pab:

  • Dig muag los sis xiam oob qhab uas pib muaj ua ntej 26* xyoo (tab sis muaj peev xwm qhib tus as nyiaj tau rau txhua lub hnub nyoog)

  • Muaj tus nab npawb nyiaj xaus xaus los sis naba npawb them nqi se (tsis tas siv nab npawb neeg xam xaj Meskas)

  • Muaj chaw nyob ruaj khov hauv Teb Chaws Meskas uas tsis yog PO box

Yuav txiav txim qhov tsim nyog raug pab li cas:

  • Tus neeg tau txais nyiaj pab ntawm SSI (Supplemental Security Income) los sis SSDI Nyiaj Is Saws Las Neeg Xiam Oos Qhab (Social Security Disability Insurance) mas yuav saib raws qhov kev dig muag los sis kev xiam oob qhab

    LOS SIS

  • Tus neeg tau txais nyiaj paab muaj ib qho xiam oob qhab uas muaj sau tseg rau hauv Feem Saib Xyuas Cov Nyiaj Pab Xaus Xaus Yam Tsis Taus los sis cov npe ntawm Qhov Muaj Mob Uas Tsim Nyog Pab Nyiaj Rau

Cov tswv as qhauj nyiaj muaj peev xwm qhib ib tug as qhauj nyiaj ntawm lawv tus kheej ntiag tug tau yog tias lawv muaj peev xwm raws li txoj cai, los sis muaj ib tug neeg qhib ib tug rau lawv raws li yog Tus Neeg Sawv Cev Raug Tso Cai Raug Cai (Authorized Legal Representative, ALR). Yog xav paub xov xwm ntau ntxiv txog ALRs, thov mus saib peb phab ntawv ALR.

*Pib thaum Hnub Tim 1 Lub Ib Hlis, 2026,lub hnub nyoog uas tsim nyog ntawd yuav tso cai rau cov neeg xiam oob qhab uas pib muaj ua ntej muaj hnub nyoog 46 xyoo.

Qhov qhib ib tug as qhauj nyiaj yuav raug nqi ntau npaum li cas?

Kev qhib ib tug as qhauj nyiaj mas qhib dawb xwb – tsuas siv nyiaj qib tsawg kawg yog $25 ces yeej qhib tau tus as qhauj nyiaj lawm.

Kuv yuav kawm kom paub ntau ntxiv txog CalABLE tau li cas?

Muaj cov xov xwm hais txog CalABLE ntxiv rau hauv online, suav nrog cov xov xwm hais txog cov nqi them thiab cov nqi siv nyiaj ub no tib si.Thov paub tias CalABLE lub website thiab cov ntaub ntawv tshaj tawm txog tes hauj lwm khoos kas mas tam sim no tsuas muaj sau ua ntawv Askiv thiab ntawv Xabpeesniv xwb, thiab tus as qhauj hauv online los tsuas muaj sau ua ntawv Askiv xwb.

Kev xav txog lub hom phiaj nqis peev, feem muaj pheej hmo tsis zoo, cov nqi uas yuav tau them thiab cov nqi siv nyiaj ua ntej yuav nqis peev rau hauv qhov Khoos Kas California 529A Qualified ABLE Program (CalABLE Program).Thov hu rau tus xov tooj hu dawb 833-Cal-ABLE (833-225-2253) los sis mus nyeem Cov Ntawv Tshaj Tawm ntawm peb qhov Khoos Kas(PDF)  uas muaj cov ntaub ntawv tseem ceeb hais txog qhov khoos kas no.Ua tib zoo nyeem.

Ua ntej yuav nqis peev rau ib qho khoos kas ABLE, koj yuav tsum xav seb hauv koj lub xeev lawv npaj cov nyiaj se los sis lwm cov nyiaj pab li cas rau cov neeg them se li cas thiaj li zoo rau kev nqis peev rau hauv lub xeev qhov khoos kas ABLE. Koj kuj yuav tsum sab laj rau koj tus kws pab tswv yim txog fab fab nyiaj txiaj, nqi se, los sis lwm tus kws pab tswv yim kom paub ntau ntxiv txog cov nyiaj pab hauv xeev (los sis ib qho kev txwv txiav) ntawd yuav siv tau rau koj kis li cas.Peb kuj yuav tiv toj ncaj qha tuaj rau koj tim ABLE qhov khoos kas hauv xeev, los sis lwm qhov khoos kas ABLE, kom paub ntau ntxiv txog cov yeeb yam ntawm qhov kev npaj, cov nyiaj pab thiab tej kev txwv txiav.Thaum txiav txim siab txog kev nqis peev mas cov nyiaj pab hauv xeev yuav yog ib feem ntawm ntau feem uas yuav tau xav txog.

CalABLE Qhov Khoos Kas mas muab tuaj tim Xeev California.Vestwell State Savings LLC yog lub chaw tswj xyuas qhov khoos kas.Vestwell Advisors LLC yog lub chaw pab tswv yim txog kev nqis peev uas tso npe ua lag luaam nrog Pab Pawg Saib Xyuas Kev Nqis Peev Ua Lag Luam thiab Kev Ua Lag Luam.

Tsis hais Xeev California, nws cov chaw lis hauj lwm, Vestwell State Savings LLC los sis Vestwell Advisors LLC thiab tag nrho nws ov tuam txhab hauv pab pawg yuav tsis lav saib xyuas los sis yuav tsis sawv cev los sis tsis lav txog tej kev nqis tes nqis peev uas qhov Khoos Kas no tau hais ntawd.Tag nrho tej nyiaj nqis peev yuav muaj pheej hmoo tsis zoo tau thiab tej zaum koj yuav poob koj cov nyiaj uas nqis peev ntawd.Lawv kuj yuav tsis muab lus qhia txog txoj cai, nyiaj txiag, nqi se, los sis kev nqis peev rau ib tug neeg twg.Lub Chaw Uas Raug Lav Pab Kas los ntawm FDIC yuav raug pab kas los ntawm FDIC siab txog $250,000, nce raws li qee yam kev txwv txiav.Cov txiaj ntsig hauv CalABLE Qhov Khoos Kas mas tsis raug tso npe ua lag luam nrog los sis rau hauv ib lub chaw raug tso cai los ntawm Pab Pawg Saib Xyuas Kev Nqis Peev Ua Lag Luam thiab Kev Ua Lag Luam los sis los ntawm ib lub chaw nqis peev ua lag luam hauv xeev.

Qhov Khoos Kas no lub website thiab tag nrho cov ntsiab lus uas tau muab rau koj ntawd mas ntsig txog rau qhov khoos kas no yog tsuas siv rau kis uas tsis raws li txheej xwm xwb, thiab yuav hloov tsis tau rau qhov hais kom muag los sis yaum kom nqis peev ua lag luam, nqis peev, los sis tsis yog ib lub tswv yim yaum ua.Kev muab los sis kev yaum mas tsuas ua tau raws li Daim Ntawv Tshaj Tawm No Xwb.

Qhov Khoos Kas no lub website muaj cov chaw uas sib txuas tau mus rau lwm cov websites.Tsis hais qhov Kev Npaj no thiab Vestwell State Savings LLC thiab nws cov chaw sib koom tes ua ke los yeej yuav tau lav saib xyuas los sis kuaj xyuas cov ntsiab lus ntawm lwm cov Web sites tau ywj pheej.Cov ntaub ntawv uas nyob rau ntawm cov chaw no yuav tsis lav tau tias yuav raug tas tas.

Daim Npav Prepaid Card no raug ua tuaj tim Sunrise Banks N.A., St. Paul, MN 55103, Member FDIC, kom mus raws li kev tso cai tuaj tim Visa U.S.A., Inc. Daim npav no yeej siv tau txhua qhov chaw uas kam lees txais daim npav Visa. Kev siv daim npav no ces xam tau tias kam lees txais cov ntsiab lus thiab tshooj lus uas sau tseg rau hauv Kev Pom Zoo Ntawm Tus Tswv Npav.

Kev Pab Zoo Tseem Ceeb (Kev Pom Zoo Ntawm Tus Tswv Npav)  | Sunrise Banks Txoj Cai Ceev Tus Kheej Ntiag Tug

Tsis hais Vestwell thiab CalABLE Pawg Tswj Xyuas yeej tsis yog cov kws pab tswv yim txog kev nqis peev los sis nqi se thiab yuav tsis muab lus qhuab qhia txog nqi se, txoj cai, nyiaj txiag, los sis lwm yam kev nqis peev. Koj yuav tsum sab laj nrog tus kws muab lus qhuab qhia los sis lus sab laj uas tsim nyog yog tias koj muaj lus nug txog cov nqi se los sis cov nyiaj nqis peev.Kev xav txog cov hom phiaj nqis peev, feem muaj pheej hmoo tsis zoo, cov nqi uas yuav tau them thiab cov nqi siv nyiaj ua ntej yuav nqis peev rau hauv CalABLE qhov khoos kas. Cov ntaub ntawv no muaj nyob rau hauv Daim Ntawv Tshaj Tawm Txog Qhov Khoos Kas uas yeej nkag mus saib tau rau ntawm calable.ca.gov los sis hu rau tus xov tooj hu dawb 833-Cal-ABLE (833-225-2253). Ua tib zoo nyeem.

Consider the investment objectives, risks, charges and expenses before investing in the California 529A Qualified ABLE Program (CalABLE Program). Please call toll-free 833-Cal-ABLE (833-225-2253) or read our Program Disclosure Statement (PDF) containing this and other information. Read it carefully.

Before investing in any ABLE program, you should consider whether your home state provides its taxpayers with favorable state tax or other benefits that are only available through investment in the home state's ABLE program. You also should consult your financial, tax, or other adviser to learn more about how state-based benefits (or any limitations) would apply to your specific circumstances. You also may wish to directly contact your home state's ABLE program, or any other ABLE program, to learn more about those plans' features, benefits and limitations. State-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision.

The CalABLE Program is offered by the State of California. Vestwell State Savings LLC is the program manager. Vestwell Advisors LLC is the investment advisor registered with the Securities and Exchange Commission.

None of the State of California, its agencies, Vestwell State Savings LLC or Vestwell Advisors LLC nor any of their applicable affiliates insures accounts or guarantees the principal deposited therein or any investment returns on any account or investment option, and you may lose the principal amount invested. They also do not provide legal, financial, tax, or investment advice to any individual. The FDIC-Insured Portfolio is FDIC-insured up to $250,000, subject to certain restrictions. Interests in the CalABLE Program are not registered with or in any way approved by the Securities and Exchange Commission or by any state securities commission.

The Plan Web site is for informational purposes only, and does not constitute an offer to sell or solicitation of an offer to buy any security that may be referenced on the site. Such offer or solicitation can be made only through the Disclosure Statement.

The Plan Web site contains links to other Web sites. Neither the Plan nor Vestwell State Savings LLC and its affiliates are responsible for the content of those other Web sites. The accuracy of information on those sites cannot be confirmed.

The Prepaid Card is issued by Sunrise Banks N.A., St. Paul, MN 55103, Member FDIC, pursuant to license from Visa U.S.A., Inc. This card can be used everywhere Visa debit cards are accepted. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.

CalABLE logo