A variety of contribution methods to suit your needs

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When it comes to saving, every little bit helps.

There are a variety of ways to build your savings and involve others in contributing to your financial security.

Personal contributions

One-time contributions

Contribute how much you want and when you want. If you have funds that you don’t need immediately or don’t want to negatively impact your eligibility for means-tested benefits, you can add it to your ABLE account. Keep in mind that there are annual contribution limits.

Recurring contributions

Even if it’s a small amount, regular contributions can give your savings a chance to steadily grow and earn. Join the other 41% of ABLE account users who have made it easy and automatic to save each month.

Savings Boosters

If you’re looking for a fun and convenient way to automatically add a little more to your savings, Savings Boosters can help you sprinkle some extra change into your account.

The Weather Booster feature makes hassle-free (and automatic) deposits when there is a 50%+ chance of precipitation forecasted in your location by weather.gov. Your account balance can go up every time rain, hail, sleet, or snow are forecasted to come down.

It’s simple to set up Weather Boosters:

  1. Log in to your account

  2. Hover over the Transfers tab

  3. Select “Savings Boosters” from the dropdown and follow the prompts

And don’t forget, you’re in charge! You decide how much you want to contribute and save with each weather event. If you need to take a break from Savings Boosters, you can turn them off until you’re ready to boost your savings again.

*We do not guarantee that contributions will be made during each forecasted weather event when Savings Boosters are enabled on your account. The feature relies on data which is provided to us by third-party services unaffiliated with Vestwell which is inherently subject to change. Savers should always diligently check their portal to confirm all account activity.

Benefits

SSA Direct Deposits

Skip extra steps and make saving easier by setting up fast, secure direct deposits from the Social Security Administration to your account. Complete the setup process in three simple steps:

  1. Log in to your ABLE account and click on “Direct Deposit” on the Total Balance tile. Or, once logged in, go to “Transfers > Direct Deposit.”

  2. Enter your information and retrieve your unique direct deposit details, including your routing and account number.

  3. Complete the process by updating your direct deposit details with the SSA. If you are receiving SSI benefits, you will need to update your direct deposit details by phone at +1 800-772-1213 (for TTY call +1 800-325-0778) or by visiting your local Social Security Administration office.

*Please be sure that making this monthly deposit will not exceed the annual contribution limit of your account.

Work income

Payroll direct deposit

If you’re working, you can easily add to your account by setting up direct deposits from your paycheck. Each pay period, you’ll send all or a portion of your earnings to your account automatically. Complete the setup process in three simple steps:

  1. Log in to your ABLE account and click on “Direct Deposit” on the Total Balance tile. Or, once logged in, go to “Transfers > Direct Deposit.”

  2. Enter your information and retrieve your unique direct deposit details, including your routing and account number.

  3. Complete the process by providing your employer with the direct deposit details, the same as you would with your own checking or savings account

Save more with ABLE to Work

If you’re the account beneficiary and employed, you can save more than the standard annual contribution limit by depositing extra money from your paycheck each year. Workers can save more than $14,500 extra or the total of your wages that year, whichever is less ($14,580 for the continental United States, $16,770 for Hawaii, and $18,210 for Alaska). ABLE to Work can help you reach your goals!

Family and friends

Gifting

When you set up a gifting page, your loved ones can easily make gift contributions to your account online. Just customize your page and share your unique URL with friends and family. Your community can help make saving for the future even easier.

  1. Sign in and click the “Create a Gifting Page” on your account overview. 

  2. Click “Get started” and follow the prompts to set up your page.

  3. Preview your gifting page and click on “Go Live” if everything looks good.

  4. Share the link to your page directly on social media or send to friends and family.

If others would prefer to mail in a gift, you can also share the Gift Form for them to get started.

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Sign up and start saving

Once you are ready to enroll, you can set up your account here online. When opening a CalABLE account, make sure you have ready identifying information about the beneficiary, the qualifying disability, and how the CalABLE account will be funded.

Create your account

Events

Find out about the upcoming events for CalABLE.

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Still have questions?

You can contact us online, give us a call Monday through Friday, at 1-833-225-2253 from 6am–5pm PT, or you can browse frequently asked questions.

Individuals with speech or hearing disabilities may dial 711 to access Telecommunications Relay Service (TRS) from a telephone or TTY.

Go to FAQs

Consider the investment objectives, risks, charges and expenses before investing in the California 529A Qualified ABLE Program (CalABLE Program). Please call toll-free 833-Cal-ABLE (833-225-2253) or read our Program Disclosure Statement (PDF) containing this and other information. Read it carefully.

Before investing in any ABLE program, you should consider whether your home state provides its taxpayers with favorable state tax or other benefits that are only available through investment in the home state's ABLE program. You also should consult your financial, tax, or other adviser to learn more about how state-based benefits (or any limitations) would apply to your specific circumstances. You also may wish to directly contact your home state's ABLE program, or any other ABLE program, to learn more about those plans' features, benefits and limitations. State-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision.

The CalABLE Program is offered by the State of California. Vestwell State Savings LLC is the program manager. Vestwell Advisors LLC is the investment advisor registered with the Securities and Exchange Commission.

None of the State of California, its agencies, Vestwell State Savings LLC or Vestwell Advisors LLC nor any of their applicable affiliates insures accounts or guarantees the principal deposited therein or any investment returns on any account or investment option, and you may lose the principal amount invested. They also do not provide legal, financial, tax, or investment advice to any individual. The FDIC-Insured Portfolio is FDIC-insured up to $250,000, subject to certain restrictions. Interests in the CalABLE Program are not registered with or in any way approved by the Securities and Exchange Commission or by any state securities commission.

The Plan Web site is for informational purposes only, and does not constitute an offer to sell or solicitation of an offer to buy any security that may be referenced on the site. Such offer or solicitation can be made only through the Disclosure Statement.

The Plan Web site contains links to other Web sites. Neither the Plan nor Vestwell State Savings LLC and its affiliates are responsible for the content of those other Web sites. The accuracy of information on those sites cannot be confirmed.

The Prepaid Card is issued by Sunrise Banks N.A., St. Paul, MN 55103, Member FDIC, pursuant to license from Visa U.S.A., Inc. This card can be used everywhere Visa debit cards are accepted. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.

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