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Take your CalABLE funds with you

Sign up today for an ABLE Visa® Prepaid Card and access your funds from anywhere.

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Just load it up and go

Easy to control your spending

Instead of having to transfer money directly from your CalABLE account to your linked bank account, you send it directly to the card with exactly how much you’d like to spend.

Load up to $20,000

You can load as much or as little as you need, up to $20,000.

Use anywhere Visa® is accepted

The ABLE Visa® Prepaid Card can be used everywhere Visa debit cards are accepted.

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A render of the ABLE Prepaid Card, powered by True Link

A card for everyone

Need an extra card? No problem.

If you’re an Authorized Legal Representative (ALR) for someone with a qualified disability, you can request a card for yourself to make purchases for the beneficiary, a card for the beneficiary, or both. Each card has its own balance and spending controls, so you can decide how funds can be used.

Easily record and track your expenses

See all transactions at a glance

Having an ABLE Visa Prepaid Card makes tracking your CalABLE account expenses a breeze. Once you get your card, you’ll be able to log into your Visa Prepaid card account and see all of your Visa Prepaid card spending over time.

Sort, filter, and categorize your expenses with ease

You can mark transactions as “Qualified” or “Non-Qualified” and even upload receipts or personal notes to make reporting things to the IRS, SSA, or Medicaid that much easier.

Keep your eligible expenses all in one place

Using an ABLE Visa Prepaid Card allows you to clearly separate your CalABLE funds and eligible expenses from your other personal checking or savings account for easier reporting.

Transaction Management screen on the True Link portal
Spending Controls screen on the True Link portal

Help protect funds and enjoy peace of mind

Spending is limited to funds loaded on the ABLE Visa Prepaid Card

If there are not enough funds on the ABLE Visa Prepaid Card to cover a purchase, that transaction will simply be declined by the merchant. There are no overdraft fees whatsoever.

Built-in account protection

Once you receive your ABLE Visa Prepaid Card, you can log in and set up customized restrictions on certain spending categories and you can also turn on SMS alerts to notify you of a range of activity on your ABLE Visa card.*

FDIC insured

Visa card funds will be FDIC insured through Sunrise Bank, provided the ABLE Visa Prepaid Card is registered in the name of the primary cardholder.

Not subject to benefits testing

Just like the funds in your CalABLE account, the funds on your ABLE Visa Prepaid Card typically do not impact Medicaid or Supplemental Security Income (SSI) benefits eligibility.

*True Link Financial, Inc. is a financial technology company and not a bank. Banking services are provided by Sunrise Banks N.A. Your funds are FDIC insured up to $250,000 through Sunrise Banks, N.A., Member FDIC.

Access your card with no monthly fee†

There is no credit check†† and no transaction fees with the ABLE Visa Prepaid Card.

†Other fees, terms, and conditions apply. See Cardholder Agreement.

††Approval if you meet identification criteria.

Sign up today

Request your Visa card and create an account

In just a few steps you can sign up to receive an ABLE Visa Prepaid Card. After you’ve registered, it typically takes up to 6-8 business days to receive your first card in the mail. For any subsequent cards, you may opt to pay for expedited shipping, which takes 2-4 business days. Then, once your card is activated, simply load it with funds from your CalABLE account and you’ll be on your way. Get an ABLE Visa Prepaid Card today.

Sign up today

This card is issued by Sunrise Banks N.A., St. Paul. MN 55103, pursuant to license from Visa U.S.A., Inc. This card can be used everywhere Visa debit cards are accepted. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.

True Link Financial, Inc. is the service provider that markets and services your ABLE Visa Prepaid Card. True Link Financial, Inc. is required to periodically report certain Card information to the Visa Prepaid Clearinghouse Services (PCS) to assist in fraud prevention. Please contact PCS Customer Service for details regarding the information reported and on file with PCS. PCS Customer Service Department’s business hours are Monday-Friday, 6am–2pm PT.

Visa Prepaid Clearinghouse Services Customer Service Department
P.O. Box 4000
Conway, AR 72033
Phone: 1-844-263-2111 | Fax: 1-844-432-3609

Master Services Agreement (Cardholder Agreement) | Sunrise Banks Privacy Policy

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Sign up and start saving

Once you are ready to enroll, you can set up your account here online. When opening a CalABLE account, make sure you have ready identifying information about the beneficiary, the qualifying disability, and how the CalABLE account will be funded.

Create your account

Events

Find out about the upcoming events for CalABLE.

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Still have questions?

You can contact us online, give us a call Monday through Friday, at 1-833-225-2253 from 6am–5pm PT, or you can browse frequently asked questions.

Individuals with speech or hearing disabilities may dial 711 to access Telecommunications Relay Service (TRS) from a telephone or TTY.

Go to FAQs

Consider the investment objectives, risks, charges and expenses before investing in the California 529A Qualified ABLE Program (CalABLE Program). Please call toll-free 833-Cal-ABLE (833-225-2253) or read our Program Disclosure Statement (PDF) containing this and other information. Read it carefully.

Before investing in any ABLE program, you should consider whether your home state provides its taxpayers with favorable state tax or other benefits that are only available through investment in the home state's ABLE program. You also should consult your financial, tax, or other adviser to learn more about how state-based benefits (or any limitations) would apply to your specific circumstances. You also may wish to directly contact your home state's ABLE program, or any other ABLE program, to learn more about those plans' features, benefits and limitations. State-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision.

The CalABLE Program is offered by the State of California. Vestwell State Savings LLC is the program manager. Vestwell Advisors LLC is the investment advisor registered with the Securities and Exchange Commission.

None of the State of California, its agencies, Vestwell State Savings LLC or Vestwell Advisors LLC nor any of their applicable affiliates insures accounts or guarantees the principal deposited therein or any investment returns on any account or investment option, and you may lose the principal amount invested. They also do not provide legal, financial, tax, or investment advice to any individual. The FDIC-Insured Portfolio is FDIC-insured up to $250,000, subject to certain restrictions. Interests in the CalABLE Program are not registered with or in any way approved by the Securities and Exchange Commission or by any state securities commission.

The Plan Web site is for informational purposes only, and does not constitute an offer to sell or solicitation of an offer to buy any security that may be referenced on the site. Such offer or solicitation can be made only through the Disclosure Statement.

The Plan Web site contains links to other Web sites. Neither the Plan nor Vestwell State Savings LLC and its affiliates are responsible for the content of those other Web sites. The accuracy of information on those sites cannot be confirmed.

The Prepaid Card is issued by Sunrise Banks N.A., St. Paul, MN 55103, Member FDIC, pursuant to license from Visa U.S.A., Inc. This card can be used everywhere Visa debit cards are accepted. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.

Master Services Agreement (Cardholder Agreement)  | Sunrise Banks Privacy Policy

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