What type of disabilities qualify for an account?

A qualifying disability includes blindness or a medically determinable physical or mental impairment that results in marked and severe functional limitations. The disability must have developed before the age of 46 and will last, or has lasted, at least a year. Additionally, the disability must meet one of the following categories:

• Qualifies for Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) benefits;

• Blindness as determined by the Social Security Act; or

• Is included in the Social Security Administration’s Listing of Impairments or list of Compassionate Allowances Conditions.

Some of the conditions recognized by the Social Security Administration include, but are not limited to: hearing loss (deafness), epilepsy, autism spectrum disorder, pulmonary fibrosis, Down syndrome, and cerebral palsy. We recommend you review the Social Security Administration’s lists carefully to ensure the diagnosis meets the criteria.