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Frequently asked questions

Scroll down to see answers to things we get asked a lot. If you're looking for something specific, enter or choose a keyword below.

How do I add money?
Once your bank account is connected, you can contribute a minimum of $1 directly into your CalABLE account at any time online. It’s easy and secure. You can also set up monthly transfers of at least $1 to add funds automatically each month as well as direct deposits from your paycheck or the... Read more
Can employment earnings be deposited into my account through payroll direct deposit?
Yes! Complete the setup process in three simple steps: Log in to your ABLE account and click on “Direct Deposit” on the Total Balance tile Enter your information as well as employer details and retrieve your direct deposit details — including a unique routing and account numbers Provide your... Read more
Can I contribute money with a credit card?

No. Contributions are primarily made by mailing in a check or by transferring funds into your CalABLE account from a bank account.

Can someone from CalABLE help me pick which investment options to use?

No. We cannot offer or provide financial, investment, or other advice. We have provided descriptions of all investment options on our website and in our Program Disclosure Statement so that you can make an informed decision about which option(s) are best for you.

Program Disclosure Statement

How do I set up SSA direct deposits?
Complete the setup process in three simple steps: Log in to your ABLE account and click on “Direct Deposit” on the Total Balance tile. Or, once logged in, go to “Transfers > Direct Deposit.” Enter your information and retrieve your direct deposit details that can be provided to the SSA —... Read more
How can I connect a bank account?
Log in to your account, go to the “Settings” tab and click on the “Add a new bank” button. Follow the steps to link a new bank account by connecting via Plaid or manually adding an account. Keep in mind that you won’t be able to withdraw money to a newly added bank account immediately. There is a... Read more
What if I already receive direct deposit payments from the SSA in a different account?

To switch the account you receive your direct deposits in, you will need to update your settings with the SSA. You can update your deposit settings in your Social Security account here.

Update direct deposit

Who do I contact for help with SSA direct deposits?

If you need help updating your ABLE account settings or finding your account number, contact us.

For help updating your direct deposit information with the SSA, you can reach out to their team here.

I have set up my account to receive SSA direct deposits, what should I do next?

In order to complete the process, you will need to update your direct deposit settings with the SSA to provide your account information.

I have set up my account to receive payroll direct deposits, what should I do next?

In order to complete the process, you will need to provide your ABLE account routing information and let them know how much of your paycheck you would like to send to your account. 

This includes: Account Routing Number, Account Number, Account Type and Financial Institution. 

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Sign up and start saving

Once you are ready to enroll, you can set up your account here online. When opening a CalABLE account, make sure you have ready identifying information about the beneficiary, the qualifying disability, and how the CalABLE account will be funded.

Create your account

Events

Find out about the upcoming events for CalABLE.

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Still have questions?

You can contact us online, give us a call Monday through Friday, at 1-833-225-2253 from 6am–5pm PT, or you can browse frequently asked questions.

Individuals with speech or hearing disabilities may dial 711 to access Telecommunications Relay Service (TRS) from a telephone or TTY.

Go to FAQs

Consider the investment objectives, risks, charges and expenses before investing in the California 529A Qualified ABLE Program (CalABLE Program). Please call toll-free 833-Cal-ABLE (833-225-2253) or read our Program Disclosure Statement (PDF) containing this and other information. Read it carefully.

Before investing in any ABLE program, you should consider whether your home state provides its taxpayers with favorable state tax or other benefits that are only available through investment in the home state's ABLE program. You also should consult your financial, tax, or other adviser to learn more about how state-based benefits (or any limitations) would apply to your specific circumstances. You also may wish to directly contact your home state's ABLE program, or any other ABLE program, to learn more about those plans' features, benefits and limitations. State-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision.

The CalABLE Program is offered by the State of California. Vestwell State Savings LLC is the program manager. Vestwell Advisors LLC is the investment advisor registered with the Securities and Exchange Commission.

None of the State of California, its agencies, Vestwell State Savings LLC or Vestwell Advisors LLC nor any of their applicable affiliates insures accounts or guarantees the principal deposited therein or any investment returns on any account or investment option, and you may lose the principal amount invested. They also do not provide legal, financial, tax, or investment advice to any individual. The FDIC-Insured Portfolio is FDIC-insured up to $250,000, subject to certain restrictions. Interests in the CalABLE Program are not registered with or in any way approved by the Securities and Exchange Commission or by any state securities commission.

The Plan Web site is for informational purposes only, and does not constitute an offer to sell or solicitation of an offer to buy any security that may be referenced on the site. Such offer or solicitation can be made only through the Disclosure Statement.

The Plan Web site contains links to other Web sites. Neither the Plan nor Vestwell State Savings LLC and its affiliates are responsible for the content of those other Web sites. The accuracy of information on those sites cannot be confirmed.

The Prepaid Card is issued by Sunrise Banks N.A., St. Paul, MN 55103, Member FDIC, pursuant to license from Visa U.S.A., Inc. This card can be used everywhere Visa debit cards are accepted. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.

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