Frequently asked questions
Scroll down to see answers to things we get asked a lot. If you're looking for something specific, enter or choose a keyword below.
- ALR
- Benefits
- Eligibility
- Fees
- General
- Gifting
- How it works
- Linking bank accounts
- Opening an account
- Prepaid card
- Qualified expenses
- Successors and Estates
- Tax benefits
- How do I know if I’m an Authorized Legal Representative (ALR)?
- An Authorized Legal Representative (ALR) is someone who is allowed under state and federal law to make decisions for the CalABLE account beneficiary. You’re an ALR if you are selected by the eligible beneficiary with legal capacity, you have Power of Attorney, are a conservator or legal guardian,... Read more
- Can there be more than one Authorized Legal Representative (ALR)?
-
No. There can be only one Authorized Legal Representative (ALR) per account, but you can change an ALR by filling out a Change of Authorized Legal Representative Form.
- Does the Authorized Legal Representative (ALR) own the account with the beneficiary?
-
No. Regardless of who opens the account, the beneficiary is the sole owner of all the funds.
- As an ALR, can I open and/or manage more than one CalABLE account?
-
Yes. As long as you meet the ALR qualifications, you can open and manage multiple CalABLE accounts for beneficiaries as their Authorized Legal Representative. Remember that each CalABLE account can be connected to one or more bank accounts, and each beneficiary can have only one account at a time.
- As an ALR, how do I add another CalABLE account?
- Start by logging in to your existing account. In the upper right corner of your screen, or in the navigation on your mobile device, find the icon next to your name that looks like a profile picture. Click on the arrow to enable a drop-down menu. Find the link that says, “Add account.” Click and... Read more
- Can an Authorized Legal Representative and beneficiary both have an ABLE Visa® Card?
- If you’re the Authorized Legal Representative (ALR) for someone, you can order a card for yourself to make purchases for the beneficiary, a card for the beneficiary, or both. Each card has its own balance and spending controls, so you decide how funds will be used. The beneficiary will not have... Read more
